It’s so funny. In my short few years of coaching and teaching people personal finance it’s amazing the patterns and issues you start noticing (quickly) over and over. I can give you the numbers, show you the statistics, tell you the countless stories I’ve witnessed already, and share with you my own testimony… but I still get the responses and excuses as if I don’t know anything.
Our life is just really crazy right now… we’ll get to it when things slow down.
He’s starting a new job so we want to wait until that happens because it’s going to change.
I don’t make much, so it doesn’t really make sense to do a budget.
I get it. Trust me, I totally get it. Look back at my testimony or come grab me and lets have coffee for a few hours. It’s frustrating, hard, discouraging and devastating to go through some of the things life throws at you or that you bring on yourself. But at some point you have to realize that you can’t throw out excuses for your lack of discipline or self-control. God blatantly has biblical principles and rules for handling money and if you don’t follow them you can’t get yourself off the hook by saying, “Oh, well, I don’t make much,” or “I’m not good at keeping a budget.” It’s not funny, it’s not cute… it’s simply disobedience.
The more we write it off as not that important the more we allow money to control us. You have to fight for this and get this stuff in order so that we can move on and focus on our callings. Think of all the stress you wouldn’t have if you didn’t have to worry about your bills or debt payments. Think of all of the amazing things you could do if you could spend that money on your dreams, on helping others, on working towards your future? I think of the many times I’ve finally started getting back to exercising and sleeping better only to realize how much better I felt! Gees, how could I forget how good it felt to keep it up? And man, how crummy it really feels to be so tired and sluggish all of the time. It’s the same with finances. You do the work ahead and it smooths so many of the issues out.
This life is too short to fool around dear-heart. Let’s move up in maturity, wisdom, and grace. God will lead you in all these things, we just need to be willing. So that 6 letter word that’s so awful? Budget. It’s not so scary, and it’s not too silly for anyone. Everyone needs to be intentional about what they do with their money.
Father God, I pray you would stir hearts towards the best you have for them. You have so many incredible dreams waiting for us and I pray that you would grow the faith, trust, steadfastness and all of the fruits of the Spirit in us. According to your will and word I pray a strong foundation to be built in our minds and hearts. Spirit lead us and speak to us. Let us steward all that’s been given to us to be a tool for the kingdom and a blessing to us that flows out to others. Let us be a light that reflects your glory to the world. Amen!