The 6 letter “B” word…

It’s so funny. In my short few years of coaching and teaching people personal finance it’s amazing the patterns and issues you start noticing (quickly) over and over. I can give you the numbers, show you the statistics, tell you the countless stories I’ve witnessed already, and share with you my own testimony… but I still get the responses and excuses as if I don’t know anything.

Our life is just really crazy right now… we’ll get to it when things slow down.
He’s starting a new job so we want to wait until that happens because it’s going to change. 
I don’t make much, so it doesn’t really make sense to do a budget. 

I get it. Trust me, I totally get it. Look back at my testimony or come grab me and lets have coffee for a few hours. It’s frustrating, hard, discouraging and devastating to go through controlyourmoney.pngsome of the things life throws at you or that you bring on yourself. But at some point you have to realize that you can’t throw out excuses for your lack of discipline or self-control. God blatantly has biblical principles and rules for handling money and if you don’t follow them you can’t get yourself off the hook by saying, “Oh, well, I don’t make much,” or “I’m not good at keeping a budget.” It’s not funny, it’s not cute… it’s simply disobedience.

The more we write it off as not that important the more we allow money to control us. You have to fight for this and get this stuff in order so that we can move on and focus on our callings. Think of all the stress you wouldn’t have if you didn’t have to worry about your bills or debt payments. Think of all of the amazing things you could do if you could spend that money on your dreams, on helping others, on working towards your future? I think of the many times I’ve finally started getting back to exercising and sleeping better only to realize how much better I felt! Gees, how could I forget how good it felt to keep it up? And man, how crummy it really feels to be so tired and sluggish all of the time. It’s the same with finances. You do the work ahead and it smooths so many of the issues out.

This life is too short to fool around dear-heart. Let’s move up in maturity, wisdom, and grace. God will lead you in all these things, we just need to be willing. shhh-carousel.jpgSo that 6 letter word that’s so awful? Budget. It’s not so scary, and it’s not too silly for anyone. Everyone needs to be intentional about what they do with their money.

Father God, I pray you would stir hearts towards the best you have for them. You have so many incredible dreams waiting for us and I pray that you would grow the faith, trust, steadfastness and all of the fruits of the Spirit in us. According to your will and word I pray a strong foundation to be built in our minds and hearts. Spirit lead us and speak to us. Let us steward all that’s been given to us to be a tool for the kingdom and a blessing to us that flows out to others. Let us be a light that reflects your glory to the world. Amen!

This is my Life.

When you think of adulting unfortunately you often think of all of the responsibilities that weigh you down from being able to do the things we’d rather be doing. I have to get up and go to work in the morning. I have to get that paper done by Tuesday. I have to do my laundry. I have to pay rent. We really look forward to ‘Friday’ and those times we get to let lose and enjoy those days off or going on that vacation.

What if your life was all about everything you just loved doing? What if adulting was more about getting to where you get to do things just because you can now, not because you have to anymore? Like yeah, I’m going to go visit my cousin for a week and help her with her new baby just because I can. Or, yeah I’m going to go host that financial workshop out of state next year just because I can. Doesn’t that sound amazing? Well, it’s all true. All legit things that I get to do now just because I can. bestisyettocome.jpg

And you know what, there’s still legitimate adulting that needs to happen in that other sense. The laundry still has to get done, the house still needs to get cleaned, and the bills yes, still need to get paid. Sometimes you take the job you don’t like, so that you can get the job you really want. Sometimes you have to sow and invest so that you can do the other cool things. It’s so different now and it feels way better. The responsibility is definitely more on me now to have self discipline and be a woman of my word because I’m self-employed. If I say I’m going to do something, I better do it. If I’m going to be a mom and a wife, well I better live my vows and honor these guys. I may not have a boss expecting me to show up at 8am and get that task list done by 5, but I definitely have people that count on me every day both personally and professionally.

This is my life. I’m going to be doing a lot more things just because I can. Just because it would be an incredible investment. Just because that person just needs a little bit of someone’s time to encourage them. Just because it’s who I am.

And that feels like true adulting. 

Won’t you be my Sponsor?

Okay, here’s the deal. I decided a couple weeks ago that I was going to run 100 miles before going to Haiti in October. So here it is. I’m gonna give you the official rules and regulations for #100miles4haiti and I would just be blown away by any of you that end up participating.

Sponsor. You can sponsor me for either a dollar amount or so many miles. There’s a few different ways to do this depending on whatever works best for you. Just message me if you have any questions.

Pray. Please pray for the team, for me, and for the amazing people we’re going to encounter in Haiti. I am incredibly honored to be a part of this and the work God is doing through people.

 Run. (or walk) Okay so all you folks that would like to get moving, here’s your chance. You can run with me if you’d like and we can just set up a day that works for both of us. Or you can just run/walk whenever you’d like…

#100miles4haiti. BUT no matter what you choose to do, post something to social media with the hashtag to raise awareness and tag me in it. I would love knowing you’re rooting for me and I would feel so loved and energized by it! I’m going to be posting pics, videos and notes with the hashtag and we’ve got a few weeks to get this accomplished! I figure I have about 3 and a half months to pull this off which means around 29 miles a month, or 7-10 miles a week which is totally doable.

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You excited yet?

I guess the only real question left is…

Won’t you be my sponsor?

A Pat on the Back.

I think I had it in my head that all anyone out there needed was just a little, “You can do it, champ!” and all of the world’s problems would start going away around here. That people around me would start believing the dream too and get all excited. That they would start believing their full worth and the dreams that are inside of them.

But that’s not what’s happened. It all goes so much deeper than that. Honestly, some days it’s felt like I’m being ignored or that no one really has time for these silly grandiose ideas. Even with my financial coaching work, everyone completely agrees that they need to fix things financially, but not a lot of folks are willing to make the tough changes. They don’t think they can do it. It’s too hard. I’m never gonna get there. It seems like no one needs one more little Instagram-perfect pic to repost on their wall about how we can overcome anything and reach our dreams. No one wants to watch one more video of some amateur lady vlogging to the world. But you know what, I’m not concerned about those folks. I care dig-deep-run-hard-teal-blue-535x535.jpgabout that one person out there that needs to know the truth. I care about the people that God’s going to put in my path and that need to hear what He’s put inside of me. God has put a fire in me for those that feel forgotten. Those that feel powerless and helpless. Those that need someone to believe in them and for them until they can get back up again.

Unfortunately, I’m seeing more and more that it’s not on me when they don’t make the decisions I wanted them to. With all of my might all I can ever do is lead you to the place where you can see both sides and then it’s on you to make the decision. I’ve experienced both and it’s way more fun on this side guys. You have got to decide you’ve had enough of doing the same old things, just to get the same old results. If you feel like you’re going around and around the same old mountain, there’s something you’re missing, something God’s got for you that you need to see. There’s a piece of your foundation that he’s working to put into place.

Hebrews 12:1-2; “Therefore, since we are surrounded by so great a cloud of witnesses, let us also lay aside every weight, and sin which clings so closely, and let us run with endurance the race that is set before us, looking to Jesus, the founder and perfecter of our faith, who for the joy that was set before him endured the cross, despising the shame, and is seated at the right hand of the throne of God.”

I urge you to go for it. I beg you to not waste your life and look back regretting that you weren’t brave enough to take that step, hope in that dream, or take that chance.

What’s the risk? What’s the potential reward? So much is waiting for you.